Finances

Credit Card Offer

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The other day, my bank called me up to offer me a credit card. It’s new in the market so they were saying that it’s free for life and does not come with any special terms. Of course I accepted. However, it would have been better if it was a business credit card. Frankly, I already have too many personal credit cards that I hardly swipe some of them. I only have a couple that I use regularly because of the rewards.

I believe that if I had a business credit card (I do own a business, you know), I may get to enjoy more benefits and privileges that are only for business people. Oh well, maybe I don’t have enough funds in my account, so they are only offering me a basic credit card.

At least, I am better than a friend. She told me that she was offered a bad credit credit card. I am sure you know that bad credit credit cards are for people who have poor credit. It is said that if a person who holds a bad credit credit card settles his credit card bill at the end of the month fully, and do so for a year or two, he will be able to raise his credit score. I don’t know how true this is. What do you think?

Computing & Internet

Who Are These “Friends”?

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A friend was surprised to see that the number of friends I have on Facebook has increased drastically recently. I have to tell her that I do not even know 3/4 of the people in my list!

I started out on Facebook with the hope of only adding people I really know in real life as friends but I feel really bad if they request for inclusion especially if they found me from “people you may know”.

And then there are friends with multiple profiles who want to raise their game characters or gain points, so much so that I no longer remember whose profile belongs to which *real* person.

I do not see the point of adding a person in our buddy list when we don’t know him or her but I guess most people join social network sites with a mission. They “network” trying to “sell” or blast people in their network with an “idea”.

Well, even though I have twenty blogs, I only added my personal blog to my Facebook profile. That is for the convenience of friends who are genuinely interested to know what’s happening in my life.

Finances

When Is The Right Time To Buy A Car?

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I have been thinking of buying a car lately. Right now, I am still using the family car and it could be really inconvenient even though I hardly need the car at all. Having my own car would accord me more freedom but then I wonder if I will get the chance to drive it since I work such long hours.

Nevertheless, I have recently been researching on the best auto loan to get. My friends tell me that I must be crazy to think of buying a car during this economic downturn what with such high fuel prices but then I think that if I do not buy it now, I would never get to buy it. Ah… I must remember to add auto insurance to the cost of my car! Buying a car is not just the amount of down payment that I could fork out. There’s also insurance and road tax… and fuel!

You know, nowadays, even people who have bad credit could apply for auto loan. Bad credit auto loans are for people with bad credit. In a way, it’s not good that they will be spending money on a new car despite their poor financial health. On the other hand, having an auto loan gives them a chance to redeem their credit if they are able to pay off their monthly loan installments on time.

Computing & Internet

What is Wrong???

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I have no idea what is wrong with my broadband internet connection AGAIN! Half the web is dead to me right now, meaning I cannot access half the websites, including most of my self-hosted blogs. I have no idea if this is a connection problem or a server problem because other sites that I visit regularly are also inaccessible. I tell you, this just pisses me off because it wastes a lot of my time trying to trouble shoot, testing with Celcom 3G and what not.

What irks me more is that sometimes when I could not access some websites from my computer with Streamyx and these sites could be opened from my mobile device with Celcom 3G so I switch my connection on my computer so that I could work.

However, once I switched over, my Celcom 3G connection does not connect from my computer! Really pissed off!

I have to say that although Streamyx could be shitty sometimes, their customer service is very good and I pity the people who have to field calls from disgruntled customers. I called them up at 11pm and 4am and they entertained my grouses. A report has been lodged. Let’s hope that they settle this before the two working days timeline they gave me!

General

Cheap Wedding Favors

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Wedding favors could be very expensive, especially the elaborate or personalized ones, much to my shock! As you are aware, I am helping a friend plan her wedding and I did an extensive research because I only have a really tight budget to work with. I may be doing this voluntarily but I do hope that my friend will be pleased with the outcome. I don’t want a long-faced bride on my hands!

I found some cheap wedding favors at Shop For Weddings. What I like about them is their selection of wedding favors, though I need to get the go ahead from the bride first. Also, their prices are really reasonable. This is a plus factor for us.

I am sure many people are also looking for cheap wedding favors. The economy may be crawling and finances may be tight but life goes on and weddings are held as scheduled! Getting cheap wedding favors does not mean that you have to compromise on quality. Just check out Shop For Weddings to understand what I mean!

In The News

New Microsoft Advertisement

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Did you already watch the new Microsoft advertisement? I think that it’s fantastic that Microsoft would want to splash USD$300 million on an advertising campaign. One would think that they should make better use of the money by coming out with better, improved products that are CHEAPER!

In any case, the ads have been made to counter Apple. I think it’s just a waste of money. People will always continue to have differences on which Operating System to go with. The best will be the open source free software, of course! LOL

However, people are talking about the ad, just like the advertising agency intended it to be. Mind you, they are talking about Bill Gates but not Microsoft. Hah! Maybe, now that he has out-acted Jerry Seinfeld, he may even be offered a cameo role in a Hollywood movie now that he has retired. How about a movie about Microsoft? Does anyone want to watch Bill Gates act?

Computing & Internet

Revamped Picasa

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If you are a frequent user of Picasa, I am sure you noticed the change. To me, I find the new, revamped Picasa loads faster than before. I am not sure if the change did that or if it’s because of other elements like my computer or broadband speed.

Also, I love the larger thumbnail view. It used to be, and wasted a lot of my time, that I had to click on each image just to view it, or squint and try to make out what that image is just so that I could avoid an extra click.

I wish that they would allow us to somehow change our file name in Picasa itself, instead of having to delete the image and upload one again with the new name. If this feature is already in place, I did not notice it yet.

Also, I hate it that each time I uploaded a wrong image to my Blogger blog, I have to access that image from Picasa to delete it. I wish that Blogger/Picasa would make it easier for us to access our blog images from Blogger itself so that we could delete or edit those images after uploading to Blogger.

Random Thoughts Off My Mind