My cousin, Jasmine, has been complaining that it’s becoming increasingly difficult and financially burdensome to call home from the UK. As you probably remember, she works in London and international calls are always expensive if we are not using a callingcard with good rates.

You know how everyone is talking about cutting costs lately so when I came across the website of DIGI Calling Cards, I thought of Jasmine and the savings she would get by using these UK calling cards to call home.

I tried to search for UK phone cards to call Malaysia and I am glad to say that there are quite a few call cards to select from. This means that no matter what your needs are, there will always be the right card for you. DIGI Calling Cards even run offers on some of their cards so there will be additional savings.

Jasmine finds this site very user-friendly. She is not very web savvy you see, but if she could use it without a problem, then anyone could! I’m glad that with all the savings that Jasmine gets now, she would be able to keep in touch more regularly with her family back home in Malaysia. This would give her parents peace of mind!

My friend, Paul, hasn’t been feeling too well lately. He has been like this since his trip to the Philippines a few months ago and until today, he has been in and out of the hospital while his doctors try to pin point the culprit. As you know, running a battery of tests would require time.

Although the company that Paul works for owns a large medical center as well, Paul still has to spend way too many days waiting for his appointment and then long hours at the hospital for tests to be conducted.

I told him about concierge medicine service and thought that perhaps he could somehow talk his company into setting this up at the hospital and then subscribing to it for top executives in the company like himself.

My sister works in a company where all the colleagues are so close and friendly that she feels obligated to get gifts for them all the time, during birthdays, baby showers, housewarming and such. It feels like it’s a round the year occasion. However, my sister says that it’s the thought that counts and they don’t mind receiving gifts that are not too expensive.

However, come Christmas, my sister told me that she would need to buy a Christmas gift of higher value for her boss. Her boss is an iron lady and slave driver BUT she has been very kind to my sister maybe because my sister is all alone in the United States without family or friends.

My sister asked me if I could suggest some gifts for her. I know that she is on a tight budget (who isn’t these days?) so we planned something that would be under US$100 yet is luxurious.

I was told of Oooh La La Cadeau which carries an extensive range of luxurious handmade boxed gifts designed by Sande Chase especially for women. Since they have a new collection of gifts out, I thought that it was most timely for Christmas.

If you do not know yet, Americans should shop with Canadian stores because of the stronger currency exchange rate which would save them some money. Plus, for orders below CAD200, there will be no duties imposed for cross border purchases.

The good news for my sister is that Oh la la Cadeau ships across Canada and the United States via UPS so that would be a real hassle-free shopping experience.

My friend has a son who is a slow learner. He’s not that bad and we believe that with a little more attention, he would be able to pick up new things easily. However, like most modern parents, my friend and her husband have work to take care of and have little time to spare for their children.

I was just telling a friend that many parents send their children to extra classes, or tuition, to cope better at school. I remember reading about ClubZ many months ago, which offers an excellent option for busy parents like my friend.

ClubZ offers home tutor service for children from pre-kindergarten to adults in all core subjects, including assessment tests and music.

I am not surprised that ClubZ has been very successful not only because of personal one-on-one tutoring but also because of individualized program to suit each student. I believe personal guidance provided by ClubZ would help my friend’s son tremendously.

For many of us working adults, I am sure you would understand when I say that it definitely is not easy to hit the books again. I would definitely go back to school if I have the chance but it is funny that now that I could afford the fees, I could not afford the time.

A good option for working adults is to study in an online university. Of course, you have to ensure that it’s an accredited university, like Capella University, so that your online degree will be recognized.

If you are unsure if you could study in an online university at your own pace, check out the podcasts available from the website of Capella University where students, staff and faculty members share their experience studying and teaching in an online university like Capella University.

A friend told me that now that economy is poor, many of his friends are trying their luck in online casinos. I don’t know if that’s normal behavior or if that’s even the right approach but I did warn him that before committing time, energy and money in online casinos, he should do as much reading, researching and comparing as he possibly could. It’s only to his own benefit, right?

I could provide him with a list of top online casinos or let him know which are the best online casinos but what I think are good for me may not be good for him because we are always seeking different things. I did, however, tell him to double check the list of USA online casinos to ensure that they accept US players. I am sure he does not want to be on the wrong side of the law!

I also told him that most online casinos offer huge bonuses but some bonuses are larger than others, so he would need to make a comparison too. Luckily thing he does not have to do it himself as websites like All Casino Bonuses has a pretty comprehensive bonus chart that makes it easy for him to compare online casino bonuses at a glance.

My sister asked me to help her to compile information on beauty schools in her area. She would like to enroll in a hair school so that she could finally learn hair styling. It would not exactly help her advance in her career because she is currently in the business of retailing beauty products and accessories. However, she says it is good to pick up a skill and it would be great to open a hair styling salon and be her own boss sometime in the future.

I remember reading about Regency beauty many months ago. Students graduated from Regency Beauty schools are very much sought after because they are well trained and their certificates are recognized by all in the beauty industry. I think that my sister or everyone who is interested in venturing in the beauty industry should check out the courses that are being offered by Regency Beauty Institutes.