If you have been following my posts on credit card, you would know that I am fully aware of the problems many of us are facing, no thanks to the ease of applying for credit cards. Credit cards that we could not afford.

Most of my friends have a debt or two in their name and do not have a rosy credit score. And yet, they sometimes still would have to take out bad credit loans. Although it is normally a little more difficult to get that loan, there are many bad credit offers being provided by lenders for just people like these, if you know where to look for them.

Bad Credit Offers is a website that has a long list of such providers whether we are looking credit card offers, personal, auto or home loans.

Although bad credit offers usually carry a higher interest rate, I believe that Bad Credit Offers has listed only those that have a more reasonable rate. Whatever the case, it is up to you to determine if you want to commit yourself to a bad credit loan that you are comfortable with.

The other day, I wanted to sign up with a website that offers PUSH service for free, so I thought that would be great for me to try. It’s a German company but the website is in English. Anyway, as I was trying to register, I only had the option to choose Mr or Mrs as my salutation. Hello, Ms. here!

I am sure there is a German word for Ms. as well but to be sure, I would have to ask my German friend.

However, my point is that the webmaster should include all the common salutations that we normally find in an online form which we can select in a drop down menu. Either that, or just leave a blank space for us to fill out but showing examples at the bottom of the space, just to make sure that people know what “salutation” means.

In the end, after a short contemplation, I signed up with the available salutation. I don’t remember which I opted for anymore. Perhaps I selected Mr. just for a lark.