Category Archives: Finances

Stock Picks Made Easy

Both my friend and I are small time stock players. Well, I am smaller than him because he is braver in speculating while I am a follower. I only buy stocks that come with professional recommendation while he analyzes the stocks himself. He is quite accurate, though, but he will only tell me AFTER he has sold his stocks. I was very mad and told him that he should let me know when he buys so that I could jump onto the same boat as well but he said that he does not want to because he doesn’t want to take responsibility of my loss, should it happen. Bah!!!

So what choice do I have but to depend on other people to pick my stocks for me? I read the papers, visit stocks websites and apply for all Initial Public Offerings (IPO).

This morning, I was told of this site at http://www.fastmoneystockpicks.com which is a daily updated website on the top stock picks according to CNBC’s Fast Money, a TV program on stock trading.

Although the stock market is very volatile and can move both ways overnight due to national and global events, I feel more secure investing my money after reading on recommendations of professionals. Buying, Sell, Hold, only three options but it is not an easy decision to make!

Now that I know of this website, Fast Money Stock Picks, I think that I would track the stocks against their recommendations and see how accurate each analyst is!

*** This post was brought to you by Fast Money Stock Picks ***

Hassle Free Online Payday Advance

When someone decides to apply for payday advance, which means a loan against his pay check, it is a given that he is in need of fast cash. CheckCity.com know this and they have made it very easy for people to apply for online payday advance through their website.

While some people are deadly against taking out payday loans, when someone needs the money, he needs the money. The thing that we need to realize is that if we take out a loan, any loan at all, we need to fully understand the terms of it. We will then be able to plan our loan repayment according to the repayment schedule provided by the lender.

CheckCity.com has a new office in Montana and they plan to serve the people there for a long time to come.

Startup Loans

A little while back, I wrote that a friend asked me to go into business with her. Frankly, I don’t have an interest in business or even the acumen for it. I also think that going into business would require quite a bit of capital which I could not fork out.

Last evening, I was with a friend who has now semi-retired from blogging and has ventured into business. She did not mention what it was and said that she would only announce it when she has made headway. However, she disclosed that she had to take out a couple of startup loans in order to start this business comfortably.

I had quite a few questions to ask her about startup loans but she told me to read about it online. Ezunsecured.com says that they would be able to help people who wish to start a business or to expand one by matching us with an appropriate lender.

This eliminates the time wasted on searching for one all by ourselves. Unlike other companies offering this same service, EZUnsecured is different in the sense that they do not require us to pay an upfront fee. This means that this is a free service until we managed to get hold of a loan for our business!

Investing Through An Established Company

While surfing the internet looking for something interesting to write about, I chanced upon a website of a precious metal investment company. Well, so far, I have only been interested in precious metals and not as a form of investment because I have always thought that it is a very expensive investment that I could ill afford.

However, according to this company, investors like myself could invest in any amount that we are comfortable with, buying gold or silver bullion and the best thing is that we could request for personal delivery instead of keeping our purchase in a bank or depository. We could keep there too, of course but I believe that some small time investors would want to keep these at home too. Imagine that!

This company, Monex Deposit Company (MDC), has more than thirty years helping people make decisions in buying precious metals as an investment. If I were to invest my PRECIOUS money, I surely would need the assistance, knowledge and experience of a well established investment company!

Research On Loans

When my sister bought her home a year ago, she acted too quickly and did not do enough research on the various home loans and the many lenders that provide them. She said that if she does not sign for her house, she would have second thoughts about taking on a thirty year commitment and would chicken out. However, after signing for it and checking with her friends who also bought houses around the same time, my sister realized that she is paying a little more than necessary every month.

Right now, my sister is once again looking for a lender who would be able to offer her a better rate. She is doing her research at LoanNetwork.com which has a website at http://www.loannetwork.com. From this one website, she would be able to compare mortgage rates from top lenders. She could also request for custom mortgage quotes from four different lenders. This means that she would have time to study each quote, compare them and evaluate which lender is giving her the most benefit in the long term.

Requesting for a custom mortgage quote is very simple and does not even require us to provide out Social Security number. I think they know that many people, like my sister, are not comfortable disclosing it online. However, the information that we would have to provide to obtain this free custom mortgage quotation would be the type of loan that we are seeking, the type of property that this loan is for and the location.

Apart from this, LoanNetwork.com is also an informative and resourceful site for anyone who is shopping for a loan. There are many articles here for reading if we could spare the time.

If my sister still could not find a mortgage with better rates with so much resources at her hands then I don’t know what to say!

*** This post was brought to you by LoanNetwork.com ***

Various Kinds Of Credit Cards

The other day, I asked a friend why he has so many credit cards. You should see her handbag! It was full of credit cards and receipts!! LOL She told me that it’s because she wants the different benefits that come with the cards.

I remember when I was looking to apply for my first credit card, I got so confused because of the many different kinds of cards and their terms and conditions in small print but thanks to the internet, I managed to do my research and could differentiate one card type from another, from cash back credit cards to air miles credit cards.

Just the other day, I told a friend who has bad credit that he should try applying for bad credit credit cards. With a bad credit credit card, he would be able to slowly build his credit again provided that he settles his credit card bill promptly at the end of the month.

Did you know that there are really so many different credit cards to cater to people from all walks of life and with different interest? After I applied for my credit cards, I did not check the credit card market for a long time. I was surprised when a friend told me that he has successfully applied for one of those football credit cards. OK, I guess I should not have been surprised considering that he is a die hard football fan and surely he would want to support his favorite team no matter how!

Big Dog’s Top Picks

As a new investor in stocks and options, I welcome any, preferably accurate, information, tips and advice. I was told of Big Dog Stock Picks which releases a top pick daily. I think this is a very good concept. With top penny stock picks backed by solid research on these American and international companies, investors, new or seasoned, would be able to decide if they want to follow Big Dog’s pick.

I think it’s a pretty neat concept of Big Dog not to release the tip like that but to give us teasers by scratching the card and we can make our guess before the time is up to reveal the top pick. This will also test how well we know about the market and the stocks that are currently hot.

It’s an exciting time for people who like to “ride the wave” but when it comes to investment, only invest what we can spare.