Best Credit Card Offers Available

May 29, 2008 – 1:07 pm

My friend consulted me on the best credit card offers currently in the market. You may have read that he cancelled his card a long time ago as he could not control his spending habit. HHmm I do understand the temptation of swiping our card now and pay for our purchase later but that is not a responsible way to carry a credit card.

However, my friend believes that now that he is older, he will be more responsible with a credit card, that’s why he is contemplating applying for one again. He asked me because he knows that I recently applied for a credit card and am familiar with the current cards and their offers since I did a thorough research before applying for one.

Well, there are many kinds of offers, of course, but it all boils down to what offer appeals to him. There are cards with an annual fee waiver, with zero percent balance transfer, with cash back rewards and even cards with 0% APR on purchases.

I told him not to listen to me but to do his own research. The trick in successful application of a credit card is to shop and compare them. I was told that rejection of a credit card can hurt our credit score so apply wisely!

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