Getting Covered Abroad

August 8, 2007 – 9:03 am

My friend heard that I am contemplating taking a vacation and he told me that one of the most important things about preparing to travel is to get a travel health insurance. Well, to be honest, if he did not mention that, I would not even have thought about it.

I subsequently read up on this and found that actually, most of our existing health or medical insurance are useless out of the country. Whoa, that is really risky! I don’t know how many people know about this and I am pretty sure that there are plenty of people who travel without insurance. It is a pity that they are not duly compensated due to ignorance when something unfortunate happens during their travel.

While doing my research, I came across the website, All Aboard Benefits, which offers international travel health insurance that is valid worldwide. I think one thing that we should be aware of is that there is a type of insurance called trip cancellation insurance where the traveler will receive reimbursement benefits should the trip be suddenly cancelled due to poor health, poor weather conditions or other factors that caused the trip to be interrupted or totally cancelled. This surely provides peace of mind to the traveler knowing that all is not lost should something like this happen.

In any case, if you are planning a trip out of the country, you should plan your insurance coverage as well.

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